Next Generation Investments

Changing Retirement One Employee at a Time

It’s time to think about retirement in a new way, with a focus on income. If you ask someone what they fear most about retirement… not having enough income during retirement is usually a far bigger concern than the next down stock market. The good news is the Dimensional Target Date Retirement Income Funds are designed to offer a low-cost, convenient solution to this very problem or concern.

With Prudent Retirement Outcomes, employees only need to focus on their retirement income goals, how much they are  prepared to contribute from their current income, and how long they plan to work. From there the focus is on delivering the probability of achieving their income goals and what they can do to improve their odds of success.

Financial Economists agree, there are only three things they can do to help their situation: Save more, work longer, or take more risk. These are, therefore, the only decisions an employee needs to think about in the context of retirement. And those choices have an immediate impact on their lives. Prudent Retirement Solutions gives employees and their advisors a dynamic new way to think about retirement.

Target Date Funds

Current Age* Years to Retirement Fund Name Ticker Fact Sheet
78+ In Retirement DFA Retirement Income Fund TDIFX
73-77 In Retirement DFA 2005 Target Date Retirement Income Fund DRIMX
68-72 In Retirement DFA 2010 Target Date Retirement Income Fund DRIBX
63-67 About 0 DFA 2015 Target Date Retirement Income Fund DRIQX
58-62 About 5 DFA 2020 Target Date Retirement Income Fund DRIRX
53-57 About 10 DFA 2025 Target Date Retirement Income Fund DRIUX
48-52 About 15 DFA 2030 Target Date Retirement Income Fund DRIWX
43-47 About 20 DFA 2035 Target Date Retirement Income Fund DRIGX
38-42 About 25 DFA 2040 Target Date Retirement Income Fund DRIHX
33-37 About 30 DFA 2045 Target Date Retirement Income Fund DRIIX
28-32 About 35 DFA 2050 Target Date Retirement Income Fund DRIJX
23-27 About 40 DFA 2055 Target Date Retirement Income Fund DRIKX
18-22 About 45 DFA 2060 Target Date Retirement Income Fund DRILX

*As of 2015

Individual Funds

Fund Name Ticker Fact Sheet
Fidelity Cash Reserves FDRXX
Vanguard Short-Term Government Bond Index (ADM) VSBSX
Vanguard Short-Term Bond Index (ADM) VBIRX
Vanguard 500 Index (ADM) VFIAX
Vanguard Developed Markets Index (ADM) VTMGX
Dimensional US Core Equity 1 Portfolio DFEOX
Dimensional International Core Equity Portfolio DFIEX
Dimensional Emerging Markets Core Equity Portfolio DFCEX
Dimensional Intermediate-Term Extended Quality Portfolio DFTEX
Dimensional Short-Term Extended Quality Portfolio DFEQX
Dimensional Global Real Estate Securities Portfolio DFGEX
Dimensional US Small Cap Portfolio DFSTX